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Ecuador Travel Complication

There is one more Ecuador travel complication headed our way at the end of this year.

In a moment we’ll see another negative requirement for travelers to Ecuador (and anywhere abroad) being introduced by Homeland Security. Starting at the end of 2012 an amendment to the Bank Secrecy Act, FinCEN (Financial Crimes Enforcement Network) will make travel even worse and tightened the noose on our financial safety and privacy.

Belong to the International Club.

First,  let me share how to attend six courses and seminars conducted by Merri and me FREE… plus gain numerous other benefits that can provide positive solutions to negative economic, financial and lifestyle developments.  Here are the courses you can attend at no cost.

February 1-2-3, 2013 Super Thinking + International Investing & Business Seminar, Mt. Dora

March 15-16-17, 2013 Super Thinking + Writers Camp Mt. Dora, Fl.

August 31- Sept 1-2 2013 Super Thinking Writer’s Camp West Jefferson, NC

October 4-5-6, 2013 Super Thinking + International Investing & Business Seminar, Mt. Dora

November 15-16-17, 2013 Super Thinking Writer’s Camp, Mt. Dora Fl.

International Club members can join us at our courses and seminars free plus gain many additional benefits in 2013.  In addition members receive discounts on Ecuador farm tours and Spanish courses conducted by our Ateam Ecuador and Super Spanish teachers.

When we conducted the October Super Thinking + International Investing + Business Seminar on the New River during the Blue Ridge leaf change we began the end of our 2012 season.


New River.

We conducted the course at this lodge in a forest.


50 delegates joined us.


The seminar in action.

After the seminar International Club members joined us at our home to talk with the speakers.


International Club members meeting in our home after a North Carolina seminar.

Then we wrapped up the year with two more courses (one Super Spanish and one Writer’s Camp).

Now we have set our schedule for 2013, starting again in Florida.  Please join us the year through in Florida, and North Carolina FREE as an international club member… plus gain access to the agricultural tours and Spanish courses conducted by the Ateam Ecuador at a discount.


Super Thinking + Spanish course at the old train station in Mt Dora.

Look at the many benefits of membership.

You (and a guest of your choice) can attend all six of the seminars we have already set for 2013 plus any others we decide to conduct in the year ahead FREE.

As a club member you also receive seven online reports, courses and workshops worth $1,265 FREE.

The first online of these seven online courses is “Tangled Web – How to Have an Internet Business”, normally sold at $299.

The second is our online course “Self Fulfilled – How to be a Self Publisher”, which has a $299 value. I am sending you this extra course free as I think it will help you have greater success. You get an extra $299 savings.

The third is our online course “International Business Made EZ” sold at $299.

You also receive fourth the 50 minute video by our webmaster David Cross on “How to Get Your Web Business Started”.

Your fifth course is the 50+ lesson course “How to Create your Own Website Using Sitesell” by Michelle Toole. (We are proud that this course was written by a student of our courses showing how well the 43 years of knowledge that Merri and I have accumulated and put into these programs can help you start your own global micro business.)

Sixth, you become a beta member in our newest online course “Event – Full Business – How to have a Seminar and Tour Business” currently offered at $349.

Seventh, you receive our Multi Currency Portfolio service that is normally $79.  This seventh benefit is especially important right now as you will see below.

We look forward to sharing these online courses and the seminars you attend in 2013. (Dates subject to change).

When you enroll, we’ll send you a password that makes the online courses easy to access at the Club website and reserve as many seminars as you desire.

Join Merri and me as we look at ways to prosper during the year ahead. There are five ways to gain from the forces of change that can raise havoc with many.

#1: Having your own micro business for extra earnings, freedom, fulfillment and fun.

#2: Living and prospering in lower cost countries.

#3: Multi Currency investing through US brokers and bankers abroad.

#4: Commodities that rise with inflation.

#5: Good value real estate…. especially multi dimensional and agricultural property.

We have specialized for over four decades in helping our readers excel in these five inflation beating opportunities.

The big benefits of belonging to the International Club are the power of repetition, updates and international friendships.  As a club member, you become friends with other members as you meet again and again.

Your first saving is on waived seminar fees for the seminars over the next year.

As you will see above and below you can attend Florida & North Carolina seminars.  If you attend just two of these seminars, the $1,799 membership fee will have already created a savings for you.

Yet there is more.  Much more.


International Club members meeting in West Jefferson for a reception after the North Carolina seminar.

The International Club brings together experienced, like minded souls, who take a positive view and think outside the box..in constructive thoughtful ways.

Merri and I are in our 44th year of organizing courses, seminars and newsletters about international and Super Thinking  lifestyles. The importance of this sharing… by like minded souls… was reinforced when a delegate from a course sent an email that said:

My Dearest Merri and Gary, Thank you for your most gracious hospitality last weekend. I am just thrilled at being a part of your group. You and Gary were exactly as I imagined you to be, warm friendly, kind, considerate, genuine, helpful, fun, sincere, what else can I say……I felt so comfortable in your presence and learned so much in your course. I was sad to leave the farm that Sunday afternoon. You made us all feel so welcome and cared about. You were so kind to make arrangements for a ride with the other delegates from the Charlotte Airport. They were so nice to me and so helpful, by the time the weekend was over I felt like they were my long lost brothers. Monday morning we all had breakfast at the airport together and I was so sad to see them go, I was sad the weekend was over, perhaps sad is not the right word for how I was feeling perhaps Gratitude is a better way to describe it. Grateful for having the opportunity to share the weekend with such wonderful, like minded Human Beings, in the beautiful mountains of North Carolina. Thank you Merri and Gary.

Thanks to you I now have new hope and a new direction to move forward in my life.

I know by attending your classes and conferences that through education and due diligence I will make the right choices.

This delegate’s comments about “belonging and feeling like a brother” to the other delegates is a wonderful refrain we have heard from our readers, year after year.

23 years ago Merri and I created a way that readers can join us to be immersed in a year-long learning program through our International Club.

The ideas behind this program began all those years ago in Vienna, Austria while we were conducting a course there.  One of our older delegates, had some sort of attack. The first fear was heart trouble. Several delegates took him to the hospital.  Others stayed with him there. I don’t think that delegate was alone for a minute!

What impressed Merri and me was that no one asked the delegates to help this man.

The friendships of delegates sharing many courses had just grown so strong that it was a natural reaction, just as if a family member was ill. Fortunately, it was only travel fatigue and the delegate didn’t miss a session of the course!

When you join our International Club 2013 you become part of a special family. The very first member to join the club all those years ago wrote, Thank you for the enjoyable and informative courses. I am pleased to be part of your international family and look forward to continuing my education at the next course.

His feeling struck a familiar chord. It has always been one of my greatest satisfactions to see how much fun delegates have getting together, sharing information and making friendships.

These courses somehow draw together like-minded souls. For this reason some delegates come back again and again. They come to learn, but also to be with their many friends made at the courses. When like-minded souls get together again and again to discuss a common purpose, magic happens! I can’t explain it in any other way-but it is true.

In a way our meetings are almost like family reunions. Perhaps it is getting together and reflecting on what has been said and what has been happening.

Learning with those who are also interested in the world creates thoughts that multiply the value of what we gain.  This is hard to describe but results are most powerful and wonderful!  This is to me is as important as the great financial benefit of attending many of our courses.

See our 2013 schedule below.

We started and have continued the International Club for 23 years because there are wonderful benefits from having repeat delegates at courses. Having repeat delegates makes the whole course somehow more exciting for all. Being a repeat delegate makes it easier to make and keep wealth and to lock in the knowledge you gain. It’s an exciting lifestyle. We have fun, gain adventure, discovery and friendships and share ways to improve our health and wealth!

You can see from the schedule above a very busy schedule for 2013. Very few club members actually attend every seminar.  Many  attend almost all of them!   Of course we hope you be with us for all of them, but even if you attend just two of the seminars, you gain considerable savings.

Another savings: Lifestyle for Two.

We want couples! As a member of the program, you are entitled to bring another person to every single course or tour. The cost for that extra person will be ZERO! You can bring whomever you wish. Bring your spouse, a friend, son or daughter, partner, accountant, adviser. You can bring the same person each time or a different person, whomever you choose to accompany you. (Accommodations and air fares relating to the courses are not included for members, delegates or their guests.)

The International Club fee of $1,799 is less than the price of two seminars. Take for example if you plan to attend our Super Thinking + Spanish, $899 for a couple and a couple for International Investing and Business program, the normal cost would be $999 or $1,898. International Club members attending just these two programs would already save… plus they can attend all the other Florida and North Carolina seminars plus receive $1,265 worth of emailed courses at no further cost.

I invite you to be a member of the International Club which allows you and your guest of your choice to attend all of these courses and tours.

Let’s prosper in these times of change. Won’t you join us in this exciting club and share Merri’s and my lifestyle for the next year? Join us at our farms and visit Ecuador. We look forward to seeing you at as many courses as possible and sharing this wonderful world of abundance and well being with you!


You gain $7,159 of seminars, courses online courses and more n Spanish and Ecuador discounts.  Club membership is $1,799. You save $5,360.

Become an International Club  Member here.

Attend as many of the courses below as you desire.

February 1-2-3, 2013 Super Thinking + International Investing & Business Seminar, Mt. Dora

March 15-16-17, 2013 Super Thinking & Writers Camp Mt. Dora. Fl.

August 31- September 1-2 Super Thinking & Writers Camp at Merrily Farms

October 4-5-6 Super Thinking + International Investing & Business Seminar West Jefferson NC

November 15-16-17, 2013 Super Thinking & Writers Camp Mt. Dora. Fl.

Become a Member here.

Why We Share a Global View

The terrible new requirement by Homeland Security spotlights why the purpose of our daily messages, seminars and online courses is to help like minded souls adapt to negative circumstances in positive ways.   Using a common phrase, “We like to turn lemon into lemonade”.

For example earlier this year there was a wave of concern about huge amounts of ammunition civil US government agencies were buying.  The negative suggestion was the government was preparing for riots in the US.

Our positive solution  was to look at the companies who made the bullets and see if any offered special value in this otherwise negative situation.

Shares in Alliant Techsystems Inc. an ammunition maker which trades on the New York Stock Exchange as symbol ATK, fit that bill.  The shares appeared undervalued in the defense sector… a  good value and a positive opportunity.

We posted a message about this opportunity September 14, 2012.   The shares immediately soared.  Here is a chart of the share price from September 14, 2012 until this note was posted on November 23, 2012.

These ATK shares have risen 18% in just over two months.

ATK Chart

Alliant Techsystems Inc. chart at finance.yahoo.com

Adapting in positive ways is now essential.  Over the past 44 years we have watched freedoms reduced everywhere.  Perfectly normal actions that most of took in the 60s, 70s, 80s and 90s can now bring huge fines or even worse time in jail.

This is explained in the book “Three Felonies a Day – How the Feds Target the Innocent”,  a compelling, must read publication.

Amazon.com tells why:  This book explains how the average professional in this country wakes up in the morning, goes to work, comes home, eats dinner, and then goes to sleep, unaware that he or she has likely committed several federal crimes that day due to broad and vague Federal regulations.

In “Three Felonies a Day”, Harvey A. Silverglate reveals how federal criminal laws have become dangerously disconnected from the English common law tradition and how prosecutors can pin arguable federal crimes on any one of us, for even the most seemingly innocuous behavior.

The volume of federal crimes in recent decades has increased well beyond the statute books and into the morass of the Code of Federal Regulations, handing federal prosecutors an additional trove of vague and exceedingly complex and technical prohibitions to stick on their hapless targets.

The dangers spelled out in Three Felonies a Day do not apply solely to “white collar criminals,” state and local politicians, and professionals. No social class or profession is safe from this troubling form of social control by the executive branch, and nothing less than the integrity of our constitutional democracy hangs in the balance.

This is a global problem for freedom lovers everywhere…  not just Americans.  The German tax agency  purchased illegally stolen bank records from a Lichtenstein bank and sold these records to other European nations.   In England, last year, a parliamentary tax group demanded that the exchequer secretary to the Treasury launch an investigation into the tax collectors increasingly aggressive behavior towards taxpayers.  Ecuador now requires privacy details to buy cell phones and requires reports on funds sent out of the country.

The erosion of privacy is caused by technology and the global economy has made the erosion global.

Doctors, accountants, businessmen, political activists, and others have found themselves the targets of federal prosecutions, despite sensibly believing that they did nothing wrong, broke no laws, and harmed not a single person.

One of the areas especially targeted are the finances and privacy of individuals.

Over the past four decades I have watched the rights to privacy of everyone’s financial affairs slowly erode.

Now there is another knot in the noose that tightens on privacy loopholes.

A recent Forbes.com article entitled “Department Of Homeland Security to Scan Payment Cards at Borders and Airports” by Jon Matonis shows another privacy loophole being closed.  Here is an excerpt:  Travelers leaving or entering the United States have long had to declare aggregated cash and other monetary instruments exceeding $10,000. Now, under a proposed amendment to the Bank Secrecy Act, FinCEN (Financial Crimes Enforcement Network) will also require travelers to declare the value of prepaid cards that they are carrying, known now as “tangible prepaid access devices.”

Expected to be finalized by the end of this year, the cross-border reporting modifications stem from a broader October 2011 definition of payment methods and form factors that replaced the term “stored value” with the term “prepaid access” in an effort to more accurately describe the process of accessing funds held by a payment provider.

Enforceability falls to U.S. Immigration and Customs Enforcement and U.S. Customs and Border Protection both within the Department of Homeland Security, which is already developing advanced handheld card readers that can ascertain whether a traveler is carrying a credit card, debit card, or prepaid card. This differentiation is important because only prepaid card balances will need to be added to declaration report forms.

The article goes on to that there are risks that debit cards could be taken in error etc.

The Sun Always Shines Somewhere

There are always positives that balance such negatives.  As one loophole closes, others pop open.

For example a change  in a US privacy reporting requirements now allows almost any investor to hold assets abroad… legally without reporting the fact.

The primary document used by US government to keep track of US investments abroad is the Treasury Department Form 90-22.1.   This must be filed any year a person have an interest in, or a signing power on any foreign bank account or other types of financial accounts outside the United States.

Previously these accounts were defined as:

•    Bank accounts (checking and savings)
•    Investment accounts
•    Mutual funds
•    Retirement and pension accounts
•    Securities and other brokerage accounts
•    Debit card and prepaid credit card accounts
•    Life insurance and annuities having cash value

A new loophole has opened that allows Americans to hold substantial amount abroad in large safe banks without filing this form.  I have created a short report explaining this  and have sent this to all International Club members and subscribers of our Multi Currency Report – “Borrow Low Deposit High – How to Bank and Invest Abroad.”

Our Super Thinking + Investing & Business seminars look at how to earn and invest globally but also look at legal ways to maintain as much privacy as possible.   Plus these courses feature how to have your own micro business and how to gain multiple tax savings in the process.

You receive “Borrow Low Deposit High – How to Bank and Invest Abroad” and the new report on how to hold even large sums in an overseas bank account with having to file a TDF 90-22.1.

Subscribers to our Multi Currency report and International Club members can read this report at their password protected site here.

Yes, I want to become an International Club Member.  Click  here.

No I do not want to join the International Club at this time.  Email the Multi Currency Report – “Borrow Low Deposit High – How to Bank and Invest Abroad and special information on how to hold assets abroad without submitting a Treasury Department Form 90-22.1 instead.  Click here $79.

Read Forbes article Department Of Homeland Security to Scan Payment Cards at Borders and Airports